PayPal Credit Card Promo Codes — $15 Off

Spend $149+ when checking out with PayPal and pay no interest if you clear the balance within 6 months. You can combine smaller items in one transaction to reach the threshold, but separate purchases don't count toward the minimum.

Interest gets charged from the original purchase date if you don't pay the full promotional balance within 6 months. A minimum monthly payment is required, which may not clear the balance by the promotional period's end.

Earn 5% cash back on up to $1,000 monthly spending in your chosen category like gas or groceries. This means up to $50 back per month if you maximize the benefit in your selected category.

The PayPal Credit Card works everywhere Mastercard is accepted. The digital credit line works when you check out with PayPal online at hundreds of participating merchants. Both options are issued by Synchrony Bank with no annual fee.

Every 100 PayPal Rewards points equals $1 in redemption value. You can:

• Use points toward purchases
• Redeem for cash into your PayPal Balance
• Donate them to charity
• Transfer to a PayPal Savings account

Yes, link your existing credit card to PayPal and earn both your card's rewards plus PayPal Rewards when you check out with PayPal. This stacking works automatically without special activation once your card is linked.

Any purchase coded as "travel" by the merchant qualifies for 6-month interest-free financing, including flights, hotels, and rental cars. Use PayPal to check out online or the PayPal Credit Mastercard anywhere Mastercard is accepted.

PayPal Business account holders get discounts with no additional fees:

• Up to 88% off USPS rates
• Up to 82% off UPS rates
• Shipping from the US only
• Rates subject to change

Approved applications result in a hard credit inquiry. However, if your application is declined, there's no impact to your credit score. Credit decisions are made in seconds for most applicants.

PayPal Debit Card customers get free DIY tax filing through PayPal's partnership with April. This typically saves $50-100+ compared to other tax preparation services and helps manage tax season expenses.