Western Union Promo Codes — Up to 55% Off

Yes. New customers referred by an existing member pay $0 in transfer fees on their first international digital money transfer. New mobile top-up users also receive 20% off each of their first three top-ups. Both discounts apply automatically — no separate Western Union promo code needed.

1. Log in to your account on the Western Union website or app.
2. Once your balance reaches 500 points, select the redemption option before confirming your next transfer.
3. The discount applies to the transfer fee automatically.

Redemption is not available at agent locations, even if that's where you earned the points.

You earn 100 points per completed transfer, whether you send online, via the app, or in person at an agent location. Points are credited once the recipient collects the funds. Completing your Rewards profile also earns a one-time bonus of 250 points.

Yes, if the funds haven't been picked up or deposited yet. Cancel within 30 days of initiating the transfer and you'll receive a refund of both the transfer amount and fees paid. After 30 days, only the transfer amount is refunded — fees are not returned.

Rewards members access partner discounts without spending any points. Current offers include:

• NordVPN: 70% off for 2 years
• Aprende Institute: 50% off courses
• fuboTV: $25 off Elite with Sports Plus
• FlixBus: 10% off Flix US network
• Logitech: 15% off regular-priced items

Check the Rewards portal for current availability.

Yes. Points expire 24 months after the transfer that earned them. If your account is inactive for 12 consecutive months, your participation in the program may be suspended. Sending regularly keeps your balance active. Points cannot be purchased, sold, or transferred.

Share your personal referral link with a friend. When they register through your link and complete the requirements, they get a $0 transfer fee on their first international digital money transfer, and you earn rewards. There's no stated limit on how many friends you can refer.

Debit card or bank account is cheaper. Paying with a credit card may trigger a cash advance fee and interest charges from your card issuer — on top of Western Union's transfer fee. Using a debit card or bank account avoids those additional costs entirely.

The Western Union Prepaid Visa® Card is a reloadable card with no hidden or monthly fees. It requires no credit check and no SSN for single loads up to $999. It supports Direct Deposit — letting you get paid up to 2 days early — and is accepted anywhere Visa is accepted.

Yes, discount codes can generally be applied when sending online or via the app. However, My WU service fee reductions from points redemption do not apply to transfers set up in the app and paid in cash at an agent location. For best results, complete the full transaction digitally.