Ethos Promo Codes — 10% Off

Ethos occasionally offers promotional deals through their newsletter and special events. The best way to find current discounts is subscribing to their email updates and checking during the quote process for any active promotions.

Term life insurance starts at $12/month for healthy 30-year-olds, while whole life policies begin around $80/month. Exact rates depend on your age, health, coverage amount, and term length.

Yes, every policy includes a 30-day money-back guarantee. You can cancel within the first month for a full refund with no fees, surrender charges, or hidden costs.

No, most applicants don't need medical exams. Ethos uses health questions and electronic records for underwriting, with 94% of people getting same-day decisions without medical appointments.

Share your unique referral link with friends or family who need life insurance. When they apply and meet eligibility requirements, you earn Amazon Gift Cards up to $100 per year.

No, Ethos offers level premiums that stay the same throughout your entire term. Your rate is locked in when you apply and won't change due to aging or policy renewals.

You get a 31-day grace period to catch up on missed payments before your policy would lapse. This gives you breathing room to resolve payment issues without losing coverage.

Yes, people over 65 can get Guaranteed Issue Whole Life coverage with no medical exams and guaranteed approval. These policies are designed specifically for final expense coverage.

Most applicants (94%) receive same-day decisions. The entire application process takes just minutes online, making it much faster than traditional insurance companies that require weeks of processing.

Yes, you can cancel anytime after the 30-day period with no extra fees. Simply call or email Ethos to request a surrender form for electronic signature.